Tax Returns or Tax Problems are Mike Montano's Specialty

Is the IRS on your back? Did you kind of forget to file your taxes in 2008? '07? '06? '05?!?! Or maybe you were a little short of cash and now with penalties and interest on top of the payments you couldn't make at $15,000 or more, your Uncle Sam is calling you and sending you letters about paying up!

Or maybe you always file and always pay, but this year things are a bit more complicated or you're tired of using a bookkeeper to do figure out how much you owe.

You need a solid professional tax specialist to help you through this. Demetriou, Montano, & Associates have been serving Los Angeles and Orange County since 1989. With offices in Santa Monica and Newport Beach, they are able to provide you with personalized service no matter what your situation is with the IRS.

Mike Montano spent the first part of his career with the IRS fighting on the side of the government, trying to increase the national treasury. But now he has joined the side of the citizens with insider knowledge of the methods that the IRS uses to maximize their take at your expense. He can help you to take all the legitimate deductions that you have coming. He can help you stop the phone calls and letters if you've gotten behind on filing or paying. He can negotiate with the IRS to reduce what you owe or at least set up a reasonable payment plan for pay back. He can even get liens and levy's lifted.

Mike provided these incites at a recent LeTip breakfast meeting, which were recorded for YouTube.



If you need some of what Mike has to offer, you can reach him at 310-581-2900. His brand new website is up with plenty of additional information about how he can provide you with tax help. Or, email him at MMontano@taxrepair.com.

Bill Rayman Says "Once in A Lifetime Opty on Mortgages"

Each week at LeTip Santa Monica Business Referral Club, we have an opportunity to provide a 30 second commercial to the other members and guests attending at any given breakfast meeting. Recently Bill Rayman, the mortgage broker for the group, has been very clear: "If you don't buy a home, refinance your mortgage, or invest in real estate during this historic moment, you will kick yourself two years from now."

Bill knows whereof he speaks. He is undoubtedly the busiest mortgage salesman on the Westside if not in the state. Because of his years of developing connections with dozens of lending institutions, he can find mortgages when others can't. Like any agent, he is not tied to one bank or mortgage company. He can seek out the very best deal based on the clients needs, credit score, and ability to pay.

Here is a YouTube Video of a presentation made at a recent LeTip breakfast meeting. The title FHA Loans are the New Subprime.





When Bill is not helping his clients process mortgages, he is an avid pet lover with some unique pets. It is unlikely that you know anyone else who has a silken windhound, nor any animal with a more challenging name to say unless you know the secret . . . PTAXI! (THE P IS SILENT.) It is not clear to me whether the ! point at the end is part of the name.

If you are ready to talk about a home or commercial mortgage, give Bill a call at:

Mortgage Capital
12400 Wilshire Blvd. Suite 900
Los Angeles, CA 90025
o) 310-295-2900 x113
c) 310-453-4016

Bill also has a brand new blog. Check out his latest thinking on the mortgage market here.